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Additionally, customers for this type of strategy might have serious lawful or criminal backgrounds. It is essential to note that various providers provide a variety of problem ages on their ensured concern policies as reduced as age 40 or as high as age 80 - funeral cover under 50. Some will certainly additionally provide higher stated value, up to $40,000, and others will permit better survivor benefit problems by improving the rates of interest with the return of premium or decreasing the number of years up until a full survivor benefit is available