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Furthermore, clients for this kind of plan might have serious lawful or criminal histories. It is necessary to note that different providers use a variety of concern ages on their guaranteed problem plans as low as age 40 or as high as age 80 - over 50 funeral cover. Some will also provide greater face worths, approximately $40,000, and others will permit far better death advantage conditions by boosting the rate of interest with the return of premium or minimizing the number of years up until a full death benefit is available